Be Mindful of What You Say
Your insurance company may pressure you to make a recorded statement right away, but do not do so without a lawyer present. Consult with an experienced personal injury lawyer first to determine the best way to go about giving a statement. It is easy to accidentally use language that can be used against you later, even if you do not think you have said anything damaging. A lawyer can prep you and tell you what types of phrases to avoid, or they can directly speak to the insurance company on your behalf.
Take Photos
It is important to take photos of the accident scene, damage, and any injuries after the accident. Having photos that show exactly what the accident looked like, including the weather conditions and any hazards as well as all damages, may be very useful to submit to your insurance company as evidence of what happened in the accident. Make sure that you consult with your lawyer before submitting any photos or other documentation to your insurance company.
Don’t Settle too Quickly
It is common for people to settle too early, before they even know the true extent of their injuries. You may believe that your injury will heal fully and take a settlement that does not include compensation for ongoing medical care expenses, only to find out too late that your injury has lasting effects that require unexpected ongoing expenses. It is important not to settle too quickly and to make sure that you really know the extent of your injuries and the type of treatment and help you will need in order to manage them in the future.
Get Help from a Lawyer
Dealing with insurance companies is tricky and complicated. Avoid the hassle and work with a lawyer to ensure the whole process is smooth and simple.